• Print
  • facebook
  • linkedin


Discover if you’re eligible for a reverse mortgage

Reverse mortgages are fast becoming a popular financial planning tool — but they’re not right for everyone.
Check if you fit the requirements.


Borrower Profile

  • All borrowers on the home’s title must be at least 55*. The older you are, the more funds you can receive from a reverse mortgage
  • The property must serve as your primary residence for the life of the reverse mortgage. That means vacation homes and rental properties are not eligible
  • You’ll meet with a Department of Housing and Urban Development (HUD)-approved reverse mortgage counselor to make sure you fully understand and are comfortable with the reverse mortgage process and terms of your loan

Eligible properties

  • Single-family homes, or 2-to-4 unit properties with one unit occupied by you
  • Manufactured homes (built after June 1976) that meet HUD requirements
  • Condominiums that are FHA-approved
  • Townhouses

Financial requirements

  • You have the financial ability and willingness to meet your loan obligations, which include paying property-related taxes and insurance, and keeping up with regular home maintenance and repairs


Discover how you can achieve the retirement you deserve with flexible home financing solutions.

Get your free digital guide now!

Access Free Guide

This material has not been reviewed, approved or issued by HUD, FHA or any government agency. The company is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency.